DebtGPT agent layer

This demo shows an AI assistant answering "what if I pay more?" with exact figures from a deterministic payoff engine, and proposing changes that only happen after you click Approve.

This is a prototype with sample data. The five cards below are made up; no real credit data, accounts or partners are involved.

Your debt-free date

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Baseline plan

Ask the assistant

Try a suggested question above, or type your own.

Pending approval

Your cards (sample data)

CardBalanceAPRMin. paymentPaid off in
Amortization schedule for the current plan
MonthDatePaidInterestPrincipalBalance

Audit log

Append-only: every chat message, tool call, proposal and approval is recorded with a hash of the previous entry.

No events yet. Ask the assistant something.

Eval results

Ten scripted scenarios check which tool is chosen and that every figure in the reply matches the engine.

Run the evals to see results.

Prototype built for this brief with sample data. It shows the approach; the full build follows the agreed scope.